Announcement on Policy Adjustments for Basic Margin and F-MAX Products (mềm hơn)

26/12/2025 - from JBSV

Dear Valued Clients,

JB Vietnam Securities Company Limited (JBSV) respectfully announces an adjustment to the interest rate for margin transactions (Margin) and the Cash Advance fee for the Basic Margin and F-Max products, as follows:

1. Basic Margin product:

No.	Policy	Parameters
1	Target customer	All customers
2	Interest rate	10.5%/year
3	Transaction fee	0.027%
4	Overdue interest rate	15.75%/year
5	Cash advance	10.5%/year
6	Loan term	90 days Maximum 3 loan extensions
7	Extension fee	For Mass customers: 0.3%Principal For HNW customers: 0.2%Principal
8	Interest rate after extension	10.5%/year
9	Lending Portfolio	According to the F-Max portfolio (attached file) and may change from time to time
10	Lending Limit per customer	Max VND 42 bil/customer
11	Rtt	Maintenance rate: 90% Call margin rate: 80% Force sell rate: 75%

2. F-MAX product:

No.	Policy	Parameters
1	Target customer	All customers
2	Interest rate	11.5%/year
3	Transaction fee	0.027%
4	Overdue interest rate	17.25%/year
5	Cash advance	10.5%/year
6	Loan term	90 days Maximum 3 loan extensions
7	Extension fee	For Mass customers: 0.3%Principal For HNW customers: 0.2%Principal
8	Interest rate after extension	11.5%/year
9	Lending Portfolio	According to the F-Max portfolio (attached file) and may change from time to time
10	Lending Limit per customer	Max VND 42 bil/customer
11	Rtt	Maintenance rate: 100% Call margin rate: 80% Force sell rate: 75%